Salary Advance Guidelines
Purpose:
We believe in standing with our people during genuine financial needs, with empathy, fairness, and responsibility. This guideline provides a transparent and trust-based framework for salary advances, ensuring timely support while maintaining financial balance for both team members and the organisation.
Philosophy:
Financial needs are a natural part of life. As one Pakka family, we support each other with care, dignity, and mutual trust. Our intent is to offer help when it truly matters, while also encouraging responsible financial planning, so that confidence, security, and long-term well-being are strengthened for everyone.
General Guidelines:
• Salary advances up to 3 times of Basic + Dearness Allowance may be facilitated by the Sanghrakshak / Sevak.
• Salary advances up to 6 times Basic + Dearness Allowance may be facilitated by the Sevak.
• Advances beyond these limits will be reviewed and facilitated by the Finance Head / Directors.
• Salary advances for Finance Head / Directors may be facilitated by any two Sevaks.
Eligibility & Limits:
• Permanent Team Members may avail a salary advance of up to 3 months’ wages (Basic + V.D.A.), with repayment up to 10 months.
• Finance Head / Directors may avail a salary advance of up to 6 months’ wages (Basic + V.D.A.), with repayment up to 2 years.
• Advances beyond the defined limits may be facilitated for specific needs, such as medical emergencies or children’s education.
• Trainees and team members on probation may avail up to 1 month’s stipend/wages, with repayment up to 3 months.
Frequency of Advances:
• A second salary advance within the same financial year may be facilitated through the respective Team Sevak / Directors.
• A minimum gap of three months should be maintained between two advances.
• Exceptions may be facilitated in case of medical emergencies or unforeseen incidents through the Directors.
Special Circumstances:
• Salary advances for critical illness or marriage of self or immediate family members may be facilitated with flexible repayment terms, as facilitated by the Finance Head / Directors.
• Self-authorization of advances is not facilitated in any circumstances.
Issued by: Seva Sangh
Effective from: 31-Dec-2025
Issuance date: 01-Jan-2026
Navjiwan Guidelines
Purpose
With trust and excellence at its heart, Pakka welcomes team members as part of the Pakka family. As they complete their service and step into the golden chapter of life at 60, we support a graceful transition by honouring their contributions and encouraging meaningful time with loved ones.
Philosophy
Retirement is a moment of honour that reflects a journey of dedication and wisdom. We express our heartfelt appreciation to team members whose years of service have shaped Team Pakka and whose contributions continue to inspire.
General Guidelines
- Retirement Age
Completion of 60 years of age marks a respectful transition into a new chapter of life after years of shared contribution. - Common Celebration
All retirements within a month will be celebrated together on the first day of the following month.
Example: Team members retiring on 5th and 17th March will be honoured on 1st April. - Farewell Day Honours
On the farewell day, the retiring team member will receive a token of best wishes comprising
- Gold Coin (0.2 g × number of years served, rounded up)
- Green Card
- Farewell Video
- Handloom Shawl by Pakka
- Framed Appreciation Letter
- Gratuity and Full & Final Settlement via cheque
- Navjiwan Memorabilia
4. Continued Association
Retired team members will be invited to the Holi Milan event and will be gifted a Pakka token that reflects our appreciation, trust, and collective spirit.
Issued by: Seva Sangh
Issuance Date: 15 January 2026
Effective From: 1 January 2026

